Posted On: Thursday, June 12, 2008

"Lloyd was recommended to us by our Accountant as an Advisor that would "talk our language" and do his utmost to accommodate our requirements whilst at the same time ensuring that the best possible options for our particular circumstances re our portfolio of properties were put before us - this has proved to be exactly how things have worked out and we would have no hesitation in recommending his services to others - I think we were a "challenge" which he more than met. "

Bruce and Penny Mann

Posted On: Sunday, June 08, 2008

"I needed someone that would get the best deal to suit my circumstances and found that Lloyd not only went out of his way to do this, he genuinly cared about finding the right mortgage for me. "

Steve Jones

Posted On: Tuesday, May 20, 2008

"Lloyd was so helpful, friendly and efficient, he took all the worry & stress away from organising our mortgage. We couldn't have wished for a better service."

Becky & Matt Ots

Posted On: Wednesday, April 23, 2008

"lloyd was brilliant, sorts out my mortgage even though i'm down in cardiff. every 2 years he gets me a better deal and saves me money.... doesnt cost me a penny. thanks"

dr robert

Posted On: Wednesday, April 23, 2008

"Lloyd took the pain out of finding a suitable mortgage. He was quick to do a job I did not have time to do and best of all he made it an enjoyable experience."

Joanne Hammick

Posted On: Wednesday, April 16, 2008

"Lloyd was a huge help for us when we were looking for our first home. He explained all the jargon and made us feel really comfortable. He made sure we were happy throughout the whole process, and it was such a friendly atmosphere at oour meetings. We will be using him again for any future needs."

Jade Starkey

Posted On: Sunday, April 13, 2008

"Lloyd has completed 4 mortgages and remortgages for us in the last 5 years, his service is tailored to our needs, friendly, efficient and he is always willing to 'advise' and not just sell. I would not hesitate in recommending LPR to friends, families and colleagues. THANK YOU! "

linda reynolds

Posted On: Sunday, April 13, 2008

"lloyd was a great help to me when i needed a mortgage on returning to England from Spain "

rod foster

Posted On: Saturday, April 12, 2008

"we had every confidence that Lloyd really was doing what he said he woudl "gave us impartial, sound advice that would suit our specific needs and circumstances. The regualr reviews are also worth the effort and certainly pay back dividends in our experience. Thank you LLoyd"

Christine Oliver

Posted On: Friday, April 11, 2008

"When I received a letter from my mortgage provider saying that my fixed rate ended in 3 weeks. After the initial shock - I knew who I needed to contact. After contacting Lloyd and answering some basic questions - he had sorted out a new mortgage within days. My knight in shining armour saved the day. "

S Bell

Posted On: Friday, April 11, 2008

"Lloyd Richards delivers sound financial advice to his clients. He is honest in his approach and builds a sound business relationship from the first moment you meet him. He is a good person to do business with."

Charles  Macadam

Posted On: Friday, April 11, 2008

"I cannot thank Lloyd enough for the service he has provided to our family over the last 9 years through the difficult and stressful mortgage process. Having been our first mortgage advisor back in 1999, we new we could rely and trust Lloyd to deliver a professional and personal service time and time again. My husband and I have recommended Lloyd to various people who have needed to remortgage over the years and were also delighted with the service they have received."

Wendy Hadley

Posted On: Friday, April 11, 2008

"I found Lloyd very informative,very help-full and will carry on using him for all my mortgage needs."

JACKY ADNITT

Posted On: Friday, April 11, 2008

"Lloyd put us instantly at ease, and explained the whole process thoroughly. We were very happy with the service we received and have recommended him to some of our friends."

susan howkins

Posted On: Thursday, April 10, 2008

"Lloyd was recommended to me and has helped me and my children buy our first home in 12 years. I am thoroughly happy with every stage of the process Lloyd guided us through and would have no hesitation in recommending him to others. All in all it was an excellent service with full consideration given to our needs and the best product found to suit us. Many thanks. "

Sarah Underwood

Posted On: Thursday, April 10, 2008

"This was the first time that we had used LPR mortgages for our remortgage, but we will be certain to continue. They made it easy to understand and took the time to explain things fully. The service that we received was outstanding and I fully trust the advice given."

R Thomas

Posted On: Friday, March 14, 2008

"I have recently remortgaged for the second time with LPR mortgage services and once again the process was a breeze. Lloyd made things as simple and as easy as possible and my new mortgage was in place and completed to the day I had originally outlined. LPR's service is second to none, with a friendly, relaxed professional attitude and excellent impartial advice, I felt confident and assured that Lloyd would find the best option for me. Lloyd has always done his best to ease any concerns or confusion and has continued to give full support and guidance pre/during and after the application process. I would receommend LPR Mortgages in an instant and I will continue to utilise this great service."

douglas g

Posted On: Tuesday, March 04, 2008

"we were very pleased with the way Lloyd dealt with our enquiry, he was very helpful and everything was explained clearly. We would definately recommend his services and will be pleased to consult with him in the future."

TREVOR H

Posted On: Monday, March 03, 2008

"Was recommended LPR Mortgage Services by a friend. And I would recommend Lloyds business to anyone. Recently bought a house my sister, first time buyers and didn't have a clue what we were getting into. Lloyd tailor made our needs and made it much simplier to understand without the jargon surrounding mortgages. Lloyd was very helpful, honest, patient and worked hard to meet our needs. The process ran very smoothly. Exceptional customer service, was available and easily accessible, returned all calls, messages and emails effiiciently. Thanks Llloyd!"

Nikki B

Posted On: Sunday, March 02, 2008

"Would highly recommend Lloyd to anyone. We visited several mortgage companies before Lloyd who were a) very pushy and constantly phoning/emailing and b) wanted to charge several hundreds of pounds for exactly same service Lloyd gives for free......and no pushy phone calls chasing/hounding you either from Lloyd. All in all Lloyd made one part of moving house a lot less stressful than it can be!!"

gareth w

Posted On: Thursday, February 21, 2008

"I have reviewed LPR before on this page but wanted to add a new comment about the on-going support received from Lloyd. It is 6 months since we moved in to our house and Lloyd has kept in touch to check that everything is going well and that we are happily settling in! It just proved that Lloyd is in it for the long haul and is there to help for the life of your mortgage, not just the initial application!"

Lisa W

Posted On: Tuesday, February 12, 2008

"I have now completed what I think is my 3rd re-mortgage on top of my 1st time buyer mortgage, all of which have been dealt with and completed in an efficient manner by Lloyd. Lloyd will always ensure you are fully aware of all the details of a mortgage taking time to explain everything in a none corporate banking way (you know, the way we all actually understand!!!). I feel no need to go else where for my mortgages, and neither should you, you'll be in honest safe hands with LPR mortgages. "

Steve H

Posted On: Saturday, February 09, 2008

"LPR claims to offer an individual and personal approach to your mortgage requirements, and that is exactly what Lloyd does. He takes the time to listen and find out what it is you want and need. He really knows his stuff and will make sure you get the best deal to suit you. He wants you to be happy, and ultimately will save you money. I wouldn't choose to consult anyone else. With Lloyd we know we are in safe hands."

Michael B

Posted On: Monday, January 14, 2008

"My husband and I contacted Lloyd after a personal recommendation to see if he could assist us with a complicated house buying situation! Lloyd gave us sound and honest advice enabling us to make decisions fully informed. As speed was a major factor for us Lloyd ensured that all paperwork was completed in a timely and efficient manner resulting in two mortgages (we are now landlords too!) being turned around in less than 4 weeks I think that speaks for itself! We will continue to use Lloyd's services in future years as he has earned our loyalty and trust. Caroline & Kelvin"

Caroline S

Posted On: Monday, January 07, 2008

"As a first time buyer, the whole mortgage thing was a new and confusing thing to me. Relatives and friends can offer so much advice, but I needed someone who could really research and look after my best interests. That was Lloyd. He was very patient, and took things a step at a time to explain the processes, and what I would need to supply. This led to a successful 2 year fixed deal. Now, 2 years later, my current deal is coming to a close, and I had no hesitation in going back to Lloyd for his advice on the current best deals."

paul b

Posted On: Tuesday, November 06, 2007

"my partner and i were recomended to go have a "Chat" with lloyd to see how he could help us. lloyd was really helpful answering all of questions even repeating them so we didn't understand ! lloyd made us feel really welcome (i would say he is the only mortgage advisor to advise people with his slippers on !!) and relaxed. i would definaltely recomend llyod to people who are looking to buy their first house. many thanks lloyd."

kerri w

Posted On: Thursday, September 20, 2007

"The best thing that I can say about Lloyd is that he is to the point and honest. He gave us sound financial advise with fantasitc customer service."

R T

Posted On: Monday, September 17, 2007

"I cannot reccomend Lloyd highly enough! Lloyd has organised my mortgage with my recent house purchase,in a professional calm manner - but always with his good humour,- will be using him again!!"

Tony G

Posted On: Tuesday, August 07, 2007

"As a first time buyer, I found many mortgage brokers who were happy to quote rates at me so long as I told them exactly the type of mortgage I wanted. What I really needed was to talk to someone with the knowledge and experience of the industry to understand my position and advise accordingly. Lloyd has done all of this, and is always at the end of the phone for advice. He even gave advice on offering for my house. With the financial institutions, estate agents and vendors lined up against you, it's nice to have someone on your side. Lloyd has made the process much less daunting, and I have every intention to continue to use him in the future. "

Steve R

Posted On: Tuesday, August 07, 2007

"I have used the services of LPR for two house purchases and Lloyd has always been knowledgeable and professional. I was a daunted first-time buyer when I first approached Lloyd but he reassured me and talked me through the whole process without lots of complicated jargon! I would recommend Lloyd to anyone who wants to re-assess their mortgage or move house - he always gives a personal service which is second to none!"

Lisa W

Posted On: Wednesday, August 01, 2007

"I would recommend Lloyd to anyone who is either looking for their first mortgage or wanting to review and update an existing mortgage. LPR offer a personal, friendly and at the same time extremely professional approach to mortgage advice. We really felt that Lloyd understood our situation and were confident that he found the best solution to suit us and saved us money. It also helped that Lloyd explained everything in plain english and without jargon so that we really understood what we were being offered. Christine O"

Christine O

Posted On: Sunday, July 29, 2007

"i have changed my mortgage every 2 years with lloyd.... saved me loads of money and just as importantly for me time... even when i moved away to cardiff he has continued to look after me. just needed to fax details and post documents. really pleased with his service. i recommend him +++++ "

robert b

Posted On: Wednesday, July 25, 2007

"We've used Lloyd twice now, and each time the meetings have been straight forward, friendly and relaxed, he makes the whole process of mortgages very easy to understand. Lloyd's also there whenever you call or email him, it doesn't matter if you don't understand, at first, what he's telling you, he has the patience of a saint and will keep explaining until you get it. I will be using Lloyd again in the future and i recommend him to you all.. "

Anne-Marie L

Posted On: Tuesday, July 24, 2007

"We first met Lloyd some 7 years ago and was so impressed with his service and commitment to us that we have recently been back to him to discuss our new mortgage requirements. As always, he was very approachable and always at the end of an email or phone call when we needed him. Everything was explained to us in a non patronising way and without the jargon that seems to go with his profession. There are no hidden charges with the service he offers unlike some local companes. We have already recommended Lloyd to 2 close friends whom have also been more than impressed with his customer service. He is the best!"

Wendy H

Posted On: Tuesday, July 24, 2007

"Lloyd helped me and my boyfriend to realise we could afford a mortgage for the amount we wanted. He is always there to help and being first time buyers he took us step by step through everything so we fully understood. Not only did he help with our mortgage he offered help with anything we struggled with to do with the house. Thanks Lloyd we really appreciate it "

Francesca M

Posted On: Monday, July 23, 2007

"Lloyd was recommended to us by a friend and we agree that he provides an excellent service. I felt he had our best interests at heart and was totally impartial, the service he provides is free of charge and I wouldn't hesitate to recommend him to others. "

Alison B

Posted On: Monday, July 23, 2007

"After my personal circumstances changed due to divorce,i was told about L.P.R. Having never had to deal with this on my own i found Lloyd very informative and helpful.I have met with him since to talk about my requirements and will continue to do so. Excellent service."

JACKY A

Posted On: Monday, July 23, 2007

"I would like to say what great service i recieved by Lloyd, He made everything so straight forward,with no jargon and i understood what was going on, he was also there at the end of the phone, when ever i needed advise. I will use him again when i want to change mortgages, thanks again Lloyd"

Alison w

Posted On: Sunday, July 22, 2007

"I have great trust in the impartial mortgage advice that Lloyd provides. He gives clear advice and the whole process is stress free. The whole service is tailored to my needs (rather than those of mortgage companies!) and as someone who finds financial matters totally boring it is testimony to Lloyd that I can recommend him in terms of truly exceptional service. Thanks Lloyd.  "

John P

Posted On: Sunday, July 22, 2007

"After our first meeting with Lloyd, our minds were immediately put to rest. He had our best interests at heart and we felt sure he would work hard to ensure that the whole process was as clear and easy as possible. We were also amazed that the whole service was without charge. We have recently been to Lloyd for a second time, and again he has again showed us exceptional value for money and exceptional customer service. I recommend him to all....... "

Martin G